Tax resolution financing
Tax resolution financing that turns consultations into cases.
People who call a tax relief firm already owe the IRS or the state. Your fee is one more bill they can't pay all at once. Offer a monthly payment for your resolution fees, and open the case today.
Application · Example
Offer in compromise representation- ApplicantCredit score 6101 application
- Waterfall10+ BNPL & consumer lenders, then Everyone Is ApprovedApproved
- Term18 months · 12.99%Example
Illustration. Real offers depend on the lender or program and the application.
The problem
Why tax relief clients don't sign.
A fee on top of a tax bill
Clients already owe back taxes, penalties and interest. Paying several thousand dollars upfront for representation is often out of reach.
Declined at one lender
Financial stress around tax debt often shows up in a client's credit, so a single financing partner turns away many of the people who call you.
Firm-funded payment plans
Splitting fees across months means doing the work before you're paid and chasing clients who stop paying mid-case.
Tax relief financing options
Three ways to get paid for tax resolution work.
Most firms either collect the full fee upfront or carry clients on an in-house plan. Both cost you cases.
| Option | How it works | Where it falls short |
|---|---|---|
| Full fee upfront | The client pays investigation and resolution fees before work starts. | Clients who can't pay today call the next firm that offers payments. |
| In-house fee plan | Your firm splits the fee and bills the client each month. | You do the work before you're paid and chase clients who stop paying mid-case. |
| Tax resolution financing | One application checks 10+ lenders, then Everyone Is Approved programs and your own LMPP plans. | You still choose which programs and terms to offer. |
Keep offering in-house fee plans if you like. With LMPP, you set the terms by credit tier, Client Financing handles agreements, billing and collections, and you keep 90% of what's collected.
What clients can finance
Finance every stage of a tax case.
Clients who owe the IRS or the state want help now. Monthly payments for your fees let them sign today instead of waiting until they can pay in full.
- Investigation and compliance: transcript review, unfiled returns and the compliance work most cases start with.
- Offer in compromise: preparing and negotiating an offer in compromise with the IRS or a state tax agency.
- Installment agreements: setting up and negotiating a monthly payment plan with the IRS.
- Levy, lien and wage garnishment relief: urgent work clients need started this week.
- Penalty abatement, audits and appeals: representation billed as a flat fee or retainer.
Financing covers your firm's fees, not the tax debt itself. Check the rules for your license and state on client fee arrangements before you start. Our team will set up the programs that fit how your firm bills.
How tax resolution financing works
One application. Every lender. Every applicant.
Present it with your fee
Share the application link on the consultation call, by text or email, or from your CRM.
One application
The waterfall checks 10+ BNPL and consumer lenders, then Everyone Is Approved programs and your LMPP plans.
Open the case
The client picks a monthly payment and e-signs. You're paid upfront by the lender, or weekly through LMPP.
10+ BNPL & consumer lenders
Prime, near-prime and sub-prime lenders, checked in order.
Everyone Is Approved programs
Catch applicants the lenders above decline.
Your own payment plans (LMPP)
Your terms and rates, anywhere in the waterfall.
Lender Managed Payment Plan
In-house fee plans without the collections work
LMPP lets your firm offer its own fee payment plans, including 0% and same-as-cash promotions. You set terms and rates by credit tier, Client Financing handles agreements, billing and collections, and you keep 90% of what's collected.
No merchant fee. Client Financing keeps 10% of what's collected.
Built for
Who we work with
- Tax resolution and tax relief firms
- Enrolled agents and tax representation practices
- Tax attorneys and CPA firms
- Offer in compromise and installment agreement services
- Levy, lien and wage garnishment relief
- State, payroll and business tax resolution
FAQ
Tax Resolution financing questions
What is tax resolution financing?
Tax resolution financing lets your clients pay your firm's fees in monthly installments instead of upfront. The client completes one application and chooses a monthly payment, and your firm is paid by the lender or through your own payment plans.
Can tax relief clients with bad credit get financing?
Yes. The application moves down the waterfall to sub-prime lenders and Everyone Is Approved programs, so clients with challenged credit can still receive an offer.
Does applying affect the client's credit score?
Many lenders in the waterfall show offers with a soft credit check, which doesn't affect the client's score. A hard inquiry usually happens only if the client accepts an offer. Exact terms vary by lender.
Can clients finance an offer in compromise or installment agreement fee?
Yes. Clients can finance your fees for investigation, offers in compromise, installment agreements, penalty abatement, levy and garnishment relief, and representation. Financing covers your fees, not the tax debt itself.
When does my firm get paid?
When a lender approves your client, you're paid upfront. On LMPP, you're paid weekly as the client pays.
Can we offer 0% payment plans on our fees?
Yes. On LMPP you can offer 0% plans and same-as-cash promotions. Lender-funded offers have their own rates and terms.
What happens if a client stops paying?
On lender-funded plans, the lender carries the loan and handles collections. On LMPP, Client Financing handles billing and collections on your behalf.
Other industries
From the blog
Guides for tax resolution firms
Get started
Offer financing your customers can say yes to.
Takes about a minute. A real person on our team will call you within one business day.
- 10+ BNPL & consumer lenders, plus Everyone Is Approved programs
- Optional LMPP plans you control
- No long-term contract, no minimum volume
Received
Pick a time to talk with Lexi.
Choose a 30-minute Zoom call with Lexi Farr, our CEO, and we'll walk through which financing options fit your business. Your details are already filled in.
Not ready to pick a time? No problem. Someone from our team will reach out within one business day.