Coaching & online education financing
Coaching program financing that closes on the call.
Your prospect is sold on the outcome. Then they hear the price of a $5,000 to $25,000 program. Give them an affordable monthly payment before the call ends, with an application that checks 17 BNPL and consumer lenders and catches declines with Everyone Is Approved programs.
Application · Example
12-week coaching program- ApplicantCredit score 6401 application
- Waterfall17 BNPL & consumer lenders, then Everyone Is ApprovedApproved
- Term24 months · 17.99%Example
Illustration. Real offers depend on the lender or program and the application.
The problem
Why high-ticket offers stall at the price.
The "I need to think about it" call
Most high-ticket buyers decide on the call. Once they hang up to "think about it," urgency fades and the sale usually goes with it.
Card limits cap your price
A $15,000 program won't fit on most credit cards. Prospects who want in still can't pay in full today.
One lender, one answer
If your only financing partner declines a motivated buyer, you either discount, offer a risky in-house plan, or lose the client.
How it works on a sales call
One application. Every lender. Every applicant.
Send the link mid-call
Text or email your application link while you're still talking. The prospect applies on their phone in a few minutes.
The waterfall runs
Prime, near-prime and second-look lenders review the application in order, then Everyone Is Approved programs and your LMPP plans.
Enroll the client
They pick a monthly payment and e-sign. You're paid upfront by the lender, or weekly through LMPP.
17 BNPL & consumer lenders
Prime, near-prime and second-look lenders, checked in order.
Everyone Is Approved programs
Catch applicants the lenders above decline.
Your own payment plans (LMPP)
Your terms and rates, anywhere in the waterfall.
Lender Managed Payment Plan
Own the payment plans you already offer
Many coaches already run informal payment plans and chase card declines themselves. LMPP turns those into real loan programs: you set the terms and interest rate by credit tier, Client Financing handles agreements, billing and collections, and you keep 90% of what's collected.
No merchant fee. Client Financing keeps 10% of what's collected.
Built for
Who we work with
- High-ticket coaching programs
- Masterminds and group coaching
- Online courses and certifications
- Business and sales coaching
- Health, fitness and life coaching
- Done-with-you and done-for-you services
FAQ
Coaching & Online Education financing questions
Can I offer financing for an online course or coaching program?
Yes. Client Financing works with coaches, course creators and online education companies. You share one application link, and your client applies online in minutes.
What if my client has bad credit?
The application moves down the waterfall to second-look lenders and Everyone Is Approved programs. When your waterfall includes an Everyone Is Approved program, every client who completes the application receives an offer.
Can I use financing on sales calls?
Yes. Most coaching merchants send the application link during the call so the client can apply while you're still talking.
Can I keep offering my own payment plan?
Yes. LMPP lets you build your own payment plans with your own terms and interest rates. Client Financing handles billing and collections, and you keep 90% of what's collected.
Other industries
Get started
Offer financing your customers can say yes to.
Takes about a minute. A real person on our team will call you within one business day.
- 17 BNPL & consumer lenders, plus Everyone Is Approved programs
- Optional LMPP plans you control
- No long-term contract, no minimum volume
Received
You're on the list.
Someone from our team will call you within one business day. Keep an eye out for a call or text from Client Financing.