Terms of Use

These Terms of Use ("Terms") govern your use of clientfinancing.com and any page that links to these Terms (the "Site"), operated by Client Financing LLC ("Client Financing," "we," "us" or "our"). By using the Site, you agree to these Terms. If you don't agree, please don't use the Site.

1. What the Site is for

The Site provides information about Client Financing's customer financing platform for businesses, including our lending network, Everyone Is Approved programs offered through partner lenders, and the Lender Managed Payment Plan ("LMPP"). The Site is intended for businesses and their authorized representatives in the United States who are at least 18 years old.

2. No offer of credit

Nothing on the Site is an offer of credit, a commitment to lend or a guarantee of approval. All financing is subject to the criteria of the applicable lender or program, verification of information, and applicable federal and state law. Rates, terms, amounts and program availability vary and may change without notice. Examples, illustrations and sample payments on the Site are for illustration only.

3. Calculators and estimates

Calculators and estimates on the Site use the figures you enter and the assumptions stated with them. They are estimates only, not a promise of results, and not financial, legal, tax or accounting advice. Talk to your own advisors before making business decisions.

4. Information you submit

When you submit a form or contact us, you agree to give accurate, current information and that you are authorized to act for the business you identify. Our Privacy Policy explains how we handle that information. If you give us a mobile number, our SMS Terms also apply.

5. Separate agreements

Becoming a merchant, using the merchant portal, offering LMPP programs, and any financing between a lender and a consumer are governed by separate agreements. If those agreements conflict with these Terms, those agreements control for the services they cover.

6. Testimonials

Testimonials on the Site reflect the experiences of individual businesses. They are not a guarantee that you will achieve similar results.

7. Intellectual property

The Site and its content, including text, graphics, logos and software, are owned by Client Financing or its licensors and are protected by intellectual property laws. You may view and print pages for your own business use. You may not copy, modify, distribute or create derivative works from the Site without our written permission.

8. Acceptable use

You agree not to: use the Site for any unlawful purpose; submit false or another person's information; attempt to gain unauthorized access to the Site or our systems; interfere with the Site's operation; or scrape, harvest or collect data from the Site by automated means without our permission.

9. Third-party sites and services

The Site may link to sites and services operated by others, including lending partners and account portals. We aren't responsible for their content, terms or privacy practices.

10. Disclaimers

The Site is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. We don't warrant that the Site will be uninterrupted, error-free or free of harmful components.

11. Limitation of liability

To the fullest extent permitted by law, Client Financing and its owners, employees and agents will not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits or revenue, arising from your use of the Site. Our total liability for any claim related to the Site will not exceed one hundred dollars ($100).

12. Indemnification

You agree to defend, indemnify and hold harmless Client Financing from claims, losses and expenses, including reasonable attorneys' fees, arising from your misuse of the Site or your violation of these Terms.

13. Governing law

These Terms are governed by the laws of the State of Utah, without regard to its conflict-of-law rules. Any dispute relating to the Site will be brought in the state or federal courts located in Salt Lake County, Utah, and you consent to their jurisdiction.

14. Changes

We may update these Terms from time to time. The effective date above shows when they last changed. Continuing to use the Site after a change means you accept the updated Terms.

15. Contact us

Client Financing LLC
4760 S. Highland Dr. #145
Salt Lake City, Utah 84117
privacy@clientfinancing.com